A cash flow problem is a financial problem when you run out of money before the end of the month. It happens to small businesses, who find that they can’t meet their overheads and it happens to individuals whose paycheck, pension checks, or social security check runs out before they have paid all their bills. […]

{ 0 comments }






Everybody dreams of being able to retire early, knowing that they will be financially solvent for the rest of their lives. Not everybody is actually able to do so. For every app that makes it big, there are hundreds of failed developers trudging into work every day and hoping that they’ll even be able to […]

{ 0 comments }






The road to early retirement is rarely a smooth one. More likely than not, the savings necessary to create the financial leverage necessary to say goodbye to full-time work before your 60s means tight monthly budgets. Yet, life goes on; emergency situations don’t wait for a healthy pocketbook. If and when circumstances arise where hundreds […]

{ 0 comments }






You go through life in your little world without ever giving a thought to what would happen if you are seriously injured. And then it happens, you are the victim of a serious accident. This can have lasting effects on your personal life. It can limit your mobility, preventing you from moving up the ladder […]

{ 0 comments }






When the Great Recession swept across the United States, retirement plans were put on hold for millions of hard-working Americans. The downturn officially lasted from December 2007 to June 2009, making the 19-month economic skid the longest such morass in U.S. history. But the official dates, which are designated by the U.S. National Bureau of […]

{ 0 comments }

Knowing When to Sell Real Estate

by on February 17, 2016






Investing in real estate is typically done for the long-term. Most investors don’t have an exit strategy. In addition, real estate holds a lot of sentimental value that further defers people from making the right sell decision. This post covers a few situations and will hopefully help you figure out when it’s time for you […]

{ 1 comment }






Networking is powerful because it puts you in the position to pitch ideas to those already in the industry. Attending industry events, though, is somewhat expensive considering the cost of travel, lodging, booths, and all the other costs that go into attending them. If you’re looking to maximize the return on your investment when you […]

{ 0 comments }






Real estate has long been one of the most common types of investment in America. Whether you are trying to increase the value of your primary residence or use a rental property for supplemental income, real estate offers an opportunity to grow your wealth and retire earlier. But what if you don’t have the funds […]

{ 0 comments }






Purchasing a home is not only a symbol of the American dream but the most substantial financial investment for most people. The recent rebound of the housing market means that the value of your home should be on the rise. However, you cannot count solely on a rebounding marketplace to ensure that your property values […]

{ 1 comment }






Many workers set a goal of retiring early. Early retirement can allow you to pursue a hobby or passion full-time. Reaching this goal can be very difficult. It takes years of careful investment planning. A stock portfolio, however, can generate a high rate of investment growth. Use these tips to invest in stocks to reach […]

{ 0 comments }

9 Tips To Improve Your Resume

July 30, 2015






In an increasingly competitive job market, the resume is the first step toward landing the job. It’s the basis for HR’s decision to interview or not to interview a candidate. The best candidate for the job has to prove it before even meeting a hiring manager through a resume. Is yours up to snuff? Here […]

Read the full article →

Renting or Buying – Which is Better?

May 20, 2015






Last year the New York Times published a calculator designed to help people figure out whether home ownership or home rentership was in their best financial interest. It’s pretty cool. You can decide how much you want to spend and then tell the calculator how long you plan to stay in the house. The calculator […]

Read the full article →

Non Traditional Ways to Purchase Real Estate

April 16, 2015






When it comes to investing in real estate, its not always easy to get a traditional mortgage to finance your purchase. That’s why it makes sense to consider these other, non-traditional ways to purchase real estate. Seller Financing. If you can’t get a mortgage company to back your purchase, try getting the seller of the […]

Read the full article →

How to Manage your Budget when Gambling at a Casino

November 4, 2014






Many people just play at online casinos and real casinos for fun, and there is nothing wrong with that at all, it’s a great form of entertainment, though unless you want to land in some hot water you need to understand the need of gambling responsibly. The way to manage your money is just to […]

Read the full article →

How To Ace Your Next Job Interview

October 18, 2014






You know you’re a great candidate for this job, but to land the position you have to demonstrate to someone else that you’re the right person for it. The interview can be a stressful experience, especially for those new to the process or those re-entering the job search after many years at one company. Here’s […]

Read the full article →

How to Lower Your Debt Burden

June 26, 2014

In many countries, the only solution to deal with a smothering load of debt is to take extreme measures like bankruptcy.  However, there are less extreme measures you can take that are not as harsh on your credit and still allow you to work yourself out of debt over a much shorter timeframe than you […]

Read the full article →

Don’t Leave Your Old Retirement Funds Behind

March 25, 2014






Believe it or not, many people leave their old retirement funds behind.  Whether its a partially earned pension or a 401k plan left at an old employer, many people lose the benefits of consolidation and growth that could have been attained if they had consolidated that money with their primary retirement accounts.  Here are a few […]

Read the full article →

Don’t Let Debt Ruin Your Retirement Plans

March 7, 2014






Are you putting of saving for your retirement until your 30s or 40s when you’ll be “making the big bucks?” It’s fine if you are – just expect to have a pretty sad/old retirement. That said, if you start cutting budgets now and finding ways to save (regardless of age) you fill find that the […]

Read the full article →

Three Short Term Investing Methods

February 14, 2014






If you want to earn money investing, but are very impatient, then investing for the short term could be for you.  Short term investing is not only a way to speculate with your money, but if done with lower dollar amounts can actually be a hobby of some sort.  Here are three ways you can […]

Read the full article →

Returning The Magic To Your “Magic Number”

January 29, 2014






As your retirement approaches, you may find yourself with a financial tease: You are allowed to hang up your boots at a certain age, but you can’t draw anything from your retirement (without penalty) until a considerably older age. That is rough. Like the legendary Tantalus, the things you want are very close but somehow […]

Read the full article →

How To Find Money For College

January 10, 2014






Looking for ways to find money for college? In today’s environment of skyrocketing tuition and funding cuts for education, “college student” has become synonymous with “flat broke.” To help out, here’s Financial Aid 101, including the first steps for beginners and suggestions for the veteran student with a year or two under the belt. First […]

Read the full article →

How to Start a Retirement Plan Early

September 19, 2013






Designing the right plan for retirement may sound difficult to do, but it’s entirely possible. While some may put off saving for retirement later in life to the point where it’s hard to scrape by, others have put plans in place before they could even drive. So how soon should I start saving? Well, to […]

Read the full article →