Browsing Posts of Author I Retire Early
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13 February 2012 at 15 : 55 PM
How To Ask For a Raise
If you would like to ask for a raise, don’t just walk into your boss’s office and ask. Instead, create a strategy that you can use to help increase your chances of getting the raise that you ask for. Here are some tips that you can use to prepare yourself for the encounter. Ask For a [...]
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8 February 2012 at 12 : 28 PM
Ideal Part Time Jobs for Seniors
Many seniors retire and realize that they either want to work more, or they need to work more to pay the extra bills. We thought we would help list some part time jobs that companies hire seniors to complete. We used our own experience, as well as viewed hundreds of classified ads to find out what [...]
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29 January 2012 at 18 : 21 PM
Seniors Are Interested in How a Reverse Mortgage Works
How does a reverse mortgage work – Seniors in or near retirement are becoming curios about the reverse mortgage program, those who are 62 years or older will be able to access their home’s equity though the HECM reverse mortgage. Reverse mortgages how they work – the reverse mortgage programs are for seniors who own [...]
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20 January 2012 at 09 : 41 AM
Should You Take a Hard Money Loan?
There may come a time in your life when you really need or want some money and traditional lenders have turned you down. Maybe you’ve even thought about getting a quick loan from one of those local payday loan stores? Well, if you have real estate, or are using the money to buy real estate, [...]
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12 January 2012 at 12 : 52 PM
A Simple Way to Calculate How Much Money You’ll Need to Retire – The 4% Rule
There are thousands of programs and retirement calculators that financial advisors use to help you calculate how much money you’ll need to retire. Each program takes a slightly different approach. Some use a lot of computing power to map probabilities of success based on financial scenarios and some use simple formulas to calculate results. However, [...]
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19 December 2011 at 07 : 45 AM
Take Advantage of Your 401k Plan
The 401(k) or 401k plan, named after the section of the tax code that governs them, is a pre-tax retirement savings plan that lets employees save and invest directly from their salary. Taxes are only paid when the money is withdrawn, which is either during retirement or from an early withdrawal. The plan is sponsored [...]
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14 December 2011 at 15 : 42 PM
The Best States to Retire In
Ok, so you’ve seen lists of the best states to retire in many times before, but each list is based on a set of given principles. Principles that don’t necessarily apply to every person looking for a place to retire. For example, most lists use crime rate to determine if a state makes a good retirement [...]
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9 December 2011 at 15 : 02 PM
Top Ten Reasons to Retire Early
We are born and encouraged to learn so that we’ll do well at school. Then, we go to school from early childhood until early to mid-adulthood. We graduate and get jobs or careers. Soon after, we have one long term goal in mind – to retire early. In fact, we spend most of our lives [...]
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4 December 2011 at 12 : 06 PM
Which Country Has The Highest Savings Rate?
Are you a good saver? I mean, do you save a large percent of your income each month? Believe it or not, the biggest factor in how much money you save each month (as a percent of your income) depends on where you live. For example, people in emerging countries like China and India save [...]
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22 November 2011 at 16 : 09 PM
The Truth About Who Pays the Most Taxes
Chances are, you feel like taxes are unfair. You believe that you pay too much in taxes, believe that others do not pay their fair share, or maybe both. Most people feel downright anger and contempt toward income taxes and find lots of reasons to “justify” their beliefs. A simple belief that is shared by millions in [...]
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