Credit Card

Credit card debt settlement is a procedure to pay less credit card debt than the actual amount. Though, it is not considered as a good option on the list of preferred debt solutions, but still it is a very effective way to avoid bankruptcy as it allows you to pay lesser amount. Basis of Credit […]


In order to have sufficient savings for the long run, you need to get rid of your credit card debt. The longer time you take in making the payments the greater is the interest rate you have to pay. Therefore, the huge payments leave no stone unturned to stall your growth and also take a […]


A credit card can become a burden if you do not go through the terms and conditions mentioned on the documents. If you handle your credit card smartly you can always use it free, without paying any additional annual fee. Always choose a card with zero maintenance charges: While getting a credit always ensures that, […]


Both these cards are advertised for people with bad credit card history. In general, if your credit history is bad then you should know properly about these cards. After knowing them both, you should make your decision. In this article, you will know about these cards. Their Similarities The secured credit card and prepaid cards […]


What are Prepaid Credit Cards?

by on February 8, 2011

How Prepaid Credit Card Works Maintaining a credit card is almost mandatory nowadays, as there are specific things that can be bought only by using them. Renting a car, reserving a room in hotel and booking air tickets all these things are done using credit card. If you lack one due to bad credit then […]

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Credit card is a must to have these days. A bad credit should not stop you from having a credit card. They are very helpful when you plan to buy big things in future. So, if you want to have a credit card of your own with a bad credit history or no credit history, […]


Zero Percent Credit Cards

by on February 7, 2011

The zero percent credit cards are very popular among the consumers. The consumer has the facility of no pay interest for credit purchases until the days mentioned in the terms and condition. This idea is a small marketing plan designed by the credit card companies. They give the credit cards to the customers. The customer […]


If you own a credit card then it is your responsibility to use it in a right way. Improper use of credit card can cost you a lot of money over the long run. You can also lose your previous credit points as well with the result being a much lower credit score, which can […]


Many times you end up buying more things with your credit card than you require because you find the card easy to use. However, unnecessary spending can result in huge debt which you may find difficult to repay. Therefore, you need to use your credit card cautiously. Here is how you can find out whether […]


Get out of Credit Card Debt

by on January 25, 2011

Credit card tends to make you buy more as it is convenient to use. However, many a time’s people spend more and end up having a credit card debt. People often forget that credit card is just a tool to help you avoid carry large amount of cash in your pockets and whatever purchase you […]


How to Fix Your Credit Score

by on September 20, 2010

If you are worried about your ever increasing credit card debt, it is advisable to take several steps to reduce the overdue balance and fix your credit score. There is even a possibility that you may have never tried to do that before, as you think it is impossible. But, once you follow the below […]


How to Stop Using a Credit Card

by on August 30, 2010

It has been rightly said, ‘Debt is the worst poverty’. And this could so become true for any credit card holder. What is more unfortunate when talking about owning a credit card or rather multiple cards, is that, one sinks more into debt. Although, it may seem that disowning or giving up the habit of […]


Credit cards play an important role for us. But it is very important to use them in a wise manner to avoid falling into a debt trap. If you want to use a credit card in a proper manner, you need to take care of the following things. The ten most important things to remember […]


With the increased use of credit card these days there have been an increase in the no of frauds related to credit cards too. One never comes to know that directly or indirectly we leave a trail wherever we go or whatever we do these days and all this credit goes to the credit card. […]