Despite our wishes, there are no magic tricks to turn you into a millionaire overnight. Nevertheless, there are a few ways you can become more organised and improve your spending habits to help you build a healthy savings account. While payday loans online are available in a financial emergency, simply making a realistic budget can […]


Retirement phase is one of the most difficult phases in a man’s life. Many people retire without a proper plan of their next step in life and end up spending their retirement benefits within a few months or years. A retiree is already weary and is not as productive as the young generation. Although some […]


A cash flow problem is a financial problem when you run out of money before the end of the month. It happens to small businesses, who find that they can’t meet their overheads and it happens to individuals whose paycheck, pension checks, or social security check runs out before they have paid all their bills. […]


Everybody dreams of being able to retire early, knowing that they will be financially solvent for the rest of their lives. Not everybody is actually able to do so. For every app that makes it big, there are hundreds of failed developers trudging into work every day and hoping that they’ll even be able to […]


The road to early retirement is rarely a smooth one. More likely than not, the savings necessary to create the financial leverage necessary to say goodbye to full-time work before your 60s means tight monthly budgets. Yet, life goes on; emergency situations don’t wait for a healthy pocketbook. If and when circumstances arise where hundreds […]


Knowing When to Sell Real Estate

by on February 17, 2016

Investing in real estate is typically done for the long-term. Most investors don’t have an exit strategy. In addition, real estate holds a lot of sentimental value that further defers people from making the right sell decision. This post covers a few situations and will hopefully help you figure out when it’s time for you […]

{ 1 comment }

Purchasing a home is not only a symbol of the American dream but the most substantial financial investment for most people. The recent rebound of the housing market means that the value of your home should be on the rise. However, you cannot count solely on a rebounding marketplace to ensure that your property values […]

{ 1 comment }

Last year the New York Times published a calculator designed to help people figure out whether home ownership or home rentership was in their best financial interest. It’s pretty cool. You can decide how much you want to spend and then tell the calculator how long you plan to stay in the house. The calculator […]


Many people just play at online casinos and real casinos for fun, and there is nothing wrong with that at all, it’s a great form of entertainment, though unless you want to land in some hot water you need to understand the need of gambling responsibly. The way to manage your money is just to […]


Three Short Term Investing Methods

by on February 14, 2014

If you want to earn money investing, but are very impatient, then investing for the short term could be for you.  Short term investing is not only a way to speculate with your money, but if done with lower dollar amounts can actually be a hobby of some sort.  Here are three ways you can […]


How to Start a Retirement Plan Early

by on September 19, 2013

Designing the right plan for retirement may sound difficult to do, but it’s entirely possible. While some may put off saving for retirement later in life to the point where it’s hard to scrape by, others have put plans in place before they could even drive. So how soon should I start saving? Well, to […]


The College Board Advocacy and Policy Center estimates that college students spend $1,168 per year on textbooks. This staggering amount eats away at funds that can be used by students for fees, food, and other educational expenses. College students need not resort to ignoring required reading or dropping out of school entirely if textbook costs […]


Is moving away from your hometown a stressful experience? How about leaving behind family and friends for a new city where you know no one? Starting a new school? New job? Sometimes going to college means all of those at once. To top it all off, the financial strain is enough to push a college […]


Some things in life you can cut out completely in order to save money – you don’t need a streaming movie service, for example. Other things you can’t live without – your utilities being at the top of the list. But you can save money on your electricity, natural gas and water bills by employing […]


Best Money Advice For New Graduates

by on November 10, 2012

Good for you, you’ve graduated college! You have a diploma with your name on it and are now most likely being pushed into the deep end of the real world by your parents.  Do not be alarmed!  Pretty much every adult you know has been in your exact position and has survived. Get Money First […]


How can a modern family or individual save money? Many people associate saving in this economy with sternness and expense. Those who read this article will not. Here’s how to waste less water, expend less electricity, and spend less money to get the same products. How Much Water? Low-Flow showerheads, faucets and toilets If your […]


Most people don’t take managing their money too serious.  In fact, it is said that the average person spends more time planning their vacation each year then they do planning for their retirement. If you’re looking to ease into managing your money by the use of budgeting, then you should consider using this plan of […]


Are you a good saver?  I mean, do you save a large percent of your income each month?  Believe it or not, the biggest factor in how much money you save each month (as a percent of your income) depends on where you live.  For example, people in emerging countries like China and India save […]


The Importance of Saving Money

by on September 30, 2011

Almost everyone is confused about the logic and the reasons behind saving money.  The average person may think that when they have enough money to pay for their needs that there is no reason to put aside any extra money each month.  However, saving this little amount of money each and every month is very important.  While the […]


Many financial advisors have observed that the majority of people spend more time planning their vacations than they spend planning their route to financial freedom. It’s sobering news but the good news is that now is just as good a time to start mapping out that path as any other. Who doesn’t dream of having […]

{ 1 comment }

Getting rich quick is one aspiration that we all have in common. The road to reality is very different from our fantasies and desires of getting rich fast. I have failed in many businesses before and learned lesson of lifetime from all the mistakes which I’ve made. I’m not going to tell you the fantasy ways to […]


Why We May Need Extra Money? In today’s world one is always falling short of money. No matter how hard you work but it seems that making both the ends meet is impossible. We look at every opportunity possible to make that extra buck. Working extra hours at work seems to be the part of […]