I Retire Early

How To Retire Early Through Stock Investing

September 4, 2015

Many workers set a goal of retiring early. Early retirement can allow you to pursue a hobby or passion full-time. Reaching this goal can be very difficult. It takes years of careful investment planning. A stock portfolio, however, can generate a high rate of investment growth. Use these tips to invest in stocks to reach […]

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9 Tips To Improve Your Resume

July 30, 2015

In an increasingly competitive job market, the resume is the first step toward landing the job. It’s the basis for HR’s decision to interview or not to interview a candidate. The best candidate for the job has to prove it before even meeting a hiring manager through a resume. Is yours up to snuff? Here […]

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Renting or Buying – Which is Better?

May 20, 2015

Last year the New York Times published a calculator designed to help people figure out whether home ownership or home rentership was in their best financial interest. It’s pretty cool. You can decide how much you want to spend and then tell the calculator how long you plan to stay in the house. The calculator […]

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Non Traditional Ways to Purchase Real Estate

April 16, 2015

When it comes to investing in real estate, its not always easy to get a traditional mortgage to finance your purchase. That’s why it makes sense to consider these other, non-traditional ways to purchase real estate. Seller Financing. If you can’t get a mortgage company to back your purchase, try getting the seller of the […]

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How to Manage your Budget when Gambling at a Casino

November 4, 2014

Many people just play at online casinos and real casinos for fun, and there is nothing wrong with that at all, it’s a great form of entertainment, though unless you want to land in some hot water you need to understand the need of gambling responsibly. The way to manage your money is just to […]

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How To Ace Your Next Job Interview

October 18, 2014

You know you’re a great candidate for this job, but to land the position you have to demonstrate to someone else that you’re the right person for it. The interview can be a stressful experience, especially for those new to the process or those re-entering the job search after many years at one company. Here’s […]

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How to Lower Your Debt Burden

June 26, 2014

In many countries, the only solution to deal with a smothering load of debt is to take extreme measures like bankruptcy.  However, there are less extreme measures you can take that are not as harsh on your credit and still allow you to work yourself out of debt over a much shorter timeframe than you […]

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Don’t Leave Your Old Retirement Funds Behind

March 25, 2014

Believe it or not, many people leave their old retirement funds behind.  Whether its a partially earned pension or a 401k plan left at an old employer, many people lose the benefits of consolidation and growth that could have been attained if they had consolidated that money with their primary retirement accounts.  Here are a few […]

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Don’t Let Debt Ruin Your Retirement Plans

March 7, 2014

Are you putting of saving for your retirement until your 30s or 40s when you’ll be “making the big bucks?” It’s fine if you are – just expect to have a pretty sad/old retirement. That said, if you start cutting budgets now and finding ways to save (regardless of age) you fill find that the […]

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Three Short Term Investing Methods

February 14, 2014

If you want to earn money investing, but are very impatient, then investing for the short term could be for you.  Short term investing is not only a way to speculate with your money, but if done with lower dollar amounts can actually be a hobby of some sort.  Here are three ways you can […]

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Returning The Magic To Your “Magic Number”

January 29, 2014

As your retirement approaches, you may find yourself with a financial tease: You are allowed to hang up your boots at a certain age, but you can’t draw anything from your retirement (without penalty) until a considerably older age. That is rough. Like the legendary Tantalus, the things you want are very close but somehow […]

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How To Find Money For College

January 10, 2014

Looking for ways to find money for college? In today’s environment of skyrocketing tuition and funding cuts for education, “college student” has become synonymous with “flat broke.” To help out, here’s Financial Aid 101, including the first steps for beginners and suggestions for the veteran student with a year or two under the belt. First […]

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How to Start a Retirement Plan Early

September 19, 2013

Designing the right plan for retirement may sound difficult to do, but it’s entirely possible. While some may put off saving for retirement later in life to the point where it’s hard to scrape by, others have put plans in place before they could even drive. So how soon should I start saving? Well, to […]

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How to Save Money on College Textbooks

August 7, 2013

The College Board Advocacy and Policy Center estimates that college students spend $1,168 per year on textbooks. This staggering amount eats away at funds that can be used by students for fees, food, and other educational expenses. College students need not resort to ignoring required reading or dropping out of school entirely if textbook costs […]

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A Pension or 401K – Which is Better?

July 17, 2013

I’ve had quite a few jobs throughout my career. All the companies I worked for provided a 401k and all of them provided a 401k match. My father, brother and brother-in-law, however, work for companies that offer pension plans. Of course my first instinct is to compare the value of a 401k to the value […]

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Hiring Direct and Contract Employees for Your Small Business

June 13, 2013

When it comes to hiring employees for your small business, there are really two paths that you can follow.  You can hire a direct employee that works for and gets paid directly from your company.  Or, you can hire a contract employee that you pay as a contractor.  Here are some of the pros and cons […]

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Which Is A Better College Degree, Traditional Or Online?

June 4, 2013

Innovation or tradition? Tried-and-true or cutting edge? Which provides the superior college education, both academically and realistically: to attend a brick-and-mortar college, live in a dorm, eat at the cafeteria and cram for finals in the library, or to pursue a degree while working, raising a family, traveling the world, training for a marathon or […]

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Retirement Goals Are Getting Harder to Reach

May 17, 2013

I was listening to CNBC radio this morning and heard some people talking about retirement goals.  Specifically, they were discussing how much harder it has become to reach them.  Especially for the younger generations. Although the baby boomers have had some setbacks, they haven’t taken it on the chin like the next generation – which […]

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The Homework You Need To Do For Retirement

March 22, 2013

You may ask yourself: Do I have enough money saved for retirement? How much should I put aside at my age to be ready for retirement? Before you can answer these questions, you need to look at the broader view of retirement. What does retirement mean to you?  What goals do you have for yourself? […]

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First Year Financial Mistakes Of A College Student

March 6, 2013

Is moving away from your hometown a stressful experience? How about leaving behind family and friends for a new city where you know no one? Starting a new school? New job? Sometimes going to college means all of those at once. To top it all off, the financial strain is enough to push a college […]

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How the Insurance Market Works

February 20, 2013

Ever wondered what makes your insurance prices rise and fall?  Quite simply, there are two forces at work in determining insurance prices – 1) risk and 2) supply and demand.  Let’s touch on how these two factors influence the insurance market and in turn the individual insurance policies that affect you. Risk and Insurance Risk […]

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A Comparison Of College Degrees And Jobs

February 13, 2013

What kind of paycheck can you earn with a college degree? What kind of paycheck can you earn without one? The answers might surprise you. Overall, prospects are still better for those with bachelor’s degrees than those without any higher education. In July the unemployment rate was 8.7% for high school graduates, 7.1% for those […]

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