Don’t Leave Your Old Retirement Funds Behind

March 25, 2014






Believe it or not, many people leave their old retirement funds behind.  Whether its a partially earned pension or a 401k plan left at an old employer, many people lose the benefits of consolidation and growth that could have been attained if they had consolidated that money with their primary retirement accounts.  Here are a few […]

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Don’t Let Debt Ruin Your Retirement Plans

March 7, 2014






Are you putting of saving for your retirement until your 30s or 40s when you’ll be “making the big bucks?” It’s fine if you are – just expect to have a pretty sad/old retirement. That said, if you start cutting budgets now and finding ways to save (regardless of age) you fill find that the […]

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Three Short Term Investing Methods

February 14, 2014






If you want to earn money investing, but are very impatient, then investing for the short term could be for you.  Short term investing is not only a way to speculate with your money, but if done with lower dollar amounts can actually be a hobby of some sort.  Here are three ways you can […]

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Returning The Magic To Your “Magic Number”

January 29, 2014






As your retirement approaches, you may find yourself with a financial tease: You are allowed to hang up your boots at a certain age, but you can’t draw anything from your retirement (without penalty) until a considerably older age. That is rough. Like the legendary Tantalus, the things you want are very close but somehow […]

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How To Find Money For College

January 10, 2014






Looking for ways to find money for college? In today’s environment of skyrocketing tuition and funding cuts for education, “college student” has become synonymous with “flat broke.” To help out, here’s Financial Aid 101, including the first steps for beginners and suggestions for the veteran student with a year or two under the belt. First […]

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How to Start a Retirement Plan Early

September 19, 2013






Designing the right plan for retirement may sound difficult to do, but it’s entirely possible. While some may put off saving for retirement later in life to the point where it’s hard to scrape by, others have put plans in place before they could even drive. So how soon should I start saving? Well, to […]

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How to Save Money on College Textbooks

August 7, 2013






The College Board Advocacy and Policy Center estimates that college students spend $1,168 per year on textbooks. This staggering amount eats away at funds that can be used by students for fees, food, and other educational expenses. College students need not resort to ignoring required reading or dropping out of school entirely if textbook costs […]

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A Pension or 401K – Which is Better?

July 17, 2013






I’ve had quite a few jobs throughout my career. All the companies I worked for provided a 401k and all of them provided a 401k match. My father, brother and brother-in-law, however, work for companies that offer pension plans. Of course my first instinct is to compare the value of a 401k to the value […]

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Hiring Direct and Contract Employees for Your Small Business

June 13, 2013






When it comes to hiring employees for your small business, there are really two paths that you can follow.  You can hire a direct employee that works for and gets paid directly from your company.  Or, you can hire a contract employee that you pay as a contractor.  Here are some of the pros and cons […]

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Which Is A Better College Degree, Traditional Or Online?

June 4, 2013






Innovation or tradition? Tried-and-true or cutting edge? Which provides the superior college education, both academically and realistically: to attend a brick-and-mortar college, live in a dorm, eat at the cafeteria and cram for finals in the library, or to pursue a degree while working, raising a family, traveling the world, training for a marathon or […]

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Retirement Goals Are Getting Harder to Reach

May 17, 2013






I was listening to CNBC radio this morning and heard some people talking about retirement goals.  Specifically, they were discussing how much harder it has become to reach them.  Especially for the younger generations. Although the baby boomers have had some setbacks, they haven’t taken it on the chin like the next generation – which […]

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The Homework You Need To Do For Retirement

March 22, 2013






You may ask yourself: Do I have enough money saved for retirement? How much should I put aside at my age to be ready for retirement? Before you can answer these questions, you need to look at the broader view of retirement. What does retirement mean to you?  What goals do you have for yourself? […]

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First Year Financial Mistakes Of A College Student

March 6, 2013






Is moving away from your hometown a stressful experience? How about leaving behind family and friends for a new city where you know no one? Starting a new school? New job? Sometimes going to college means all of those at once. To top it all off, the financial strain is enough to push a college […]

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How the Insurance Market Works

February 20, 2013






Ever wondered what makes your insurance prices rise and fall?  Quite simply, there are two forces at work in determining insurance prices – 1) risk and 2) supply and demand.  Let’s touch on how these two factors influence the insurance market and in turn the individual insurance policies that affect you. Risk and Insurance Risk […]

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A Comparison Of College Degrees And Jobs

February 13, 2013






What kind of paycheck can you earn with a college degree? What kind of paycheck can you earn without one? The answers might surprise you. Overall, prospects are still better for those with bachelor’s degrees than those without any higher education. In July the unemployment rate was 8.7% for high school graduates, 7.1% for those […]

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Top 3 Advantages and Disadvantages of Investing in Mutual Funds

January 28, 2013






In these somewhat uncertain financial times, many investors are touting mutual funds as the best way to invest in the market. Sometimes, they even make investing this way sound like a sure thing. However, you don’t have to be a savvy investor to realize that every investment isn’t for every person. Before you put any […]

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How To Be A Debt Free College Grad

January 9, 2013






First and foremost, make it your biggest priority to not borrow money to go to school.  Loans can- and do- add up very quickly, and you can be in over your head before you even knew you were swimming, especially if you don’t pay attention to what kind of loans you are accepting.  It is […]

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10 Ways to Save Money on Your Energy Bills

December 19, 2012






Some things in life you can cut out completely in order to save money – you don’t need a streaming movie service, for example. Other things you can’t live without – your utilities being at the top of the list. But you can save money on your electricity, natural gas and water bills by employing […]

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Unusual Jobs With Unexpected Salaries

December 10, 2012






We all know where the money is these days; to bring home the bacon, you must be a doctor, lawyer, engineer or CEO of a company you founded. At least, we think we know. There are also those jobs that don’t immediately come to mind. Someone does them, and in some fields that someone is […]

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Highest Paying Part Time Jobs (that you can start NOW!)

November 28, 2012






We all know the highest-paying jobs out there are for those with extraordinary business sense, a home business that exploded in popularity or a degree from medical school. For the rest of us, our options may seem limited in the current economy. If your current job isn’t paying the bills, or worse, you just lost […]

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What Does a Financial Analyst Do?

November 15, 2012






Ever wondered what a financial analyst does?  Are you in college and majoring in finance in hopes of being a financial analyst?  Is being a financial analyst the same as being an accountant? These are all good questions to ask yourself when searching for a career in finance.  Personally, I’ve been a financial analysst, a […]

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Best Money Advice For New Graduates

November 10, 2012






Good for you, you’ve graduated college! You have a diploma with your name on it and are now most likely being pushed into the deep end of the real world by your parents.  Do not be alarmed!  Pretty much every adult you know has been in your exact position and has survived. Get Money First […]

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