How to Lower Your Debt Burden

by on June 26, 2014

In many countries, the only solution to deal with a smothering load of debt is to take extreme measures like bankruptcy.  However, there are less extreme measures you can take that are not as harsh on your credit and still allow you to work yourself out of debt over a much shorter timeframe than you […]


Are you putting of saving for your retirement until your 30s or 40s when you’ll be “making the big bucks?” It’s fine if you are – just expect to have a pretty sad/old retirement. That said, if you start cutting budgets now and finding ways to save (regardless of age) you fill find that the […]


Many financial advisors have observed that the majority of people spend more time planning their vacations than they spend planning their route to financial freedom. It’s sobering news but the good news is that now is just as good a time to start mapping out that path as any other. Who doesn’t dream of having […]

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Dangers of Debt Settlement

by on February 7, 2011

Debt or Credit settlement is an act of negotiation. This negotiation is done between debtor and creditor. This article deals with the procedure of the debt settlement and things you need to be careful about during the settlement. The Entire Procedure What you should do? You can call for a debt settlement company and explain the agents […]


Many times you end up buying more things with your credit card than you require because you find the card easy to use. However, unnecessary spending can result in huge debt which you may find difficult to repay. Therefore, you need to use your credit card cautiously. Here is how you can find out whether […]


Get out of Credit Card Debt

by on January 25, 2011

Credit card tends to make you buy more as it is convenient to use. However, many a time’s people spend more and end up having a credit card debt. People often forget that credit card is just a tool to help you avoid carry large amount of cash in your pockets and whatever purchase you […]


Are you going through credit card debt? Then, have a look at your expenses you squandered money wastefully. This would help you protecting from landing into another such scenario. Analyze the mistakes you have made and learn lessons from them. Here are some blunders, which often overloads the store of debt. 1. Ignoring credit reports, […]


A Guide to Debt Management

by on November 14, 2010

There is always a situation in our lives, when we run under too much debt and controlling the situation seems to be like conquering Mount Olympus. However, no matter what is the amount of debts, you always need to be in the clear about things and think wisely and patiently. Debts can be taken care […]

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Why You Should Avoid Student Loans

by on September 21, 2010

It’s a known fact that education is an expensive business, as the total percentage of the student loan debits makes for a major portion of the total credit and it is evident from the analysis of the bank records. Student loans always seem as a reckless expenditure on education, which can be controlled by a […]